Financial Planning Apps in USA and Canada List 2023 Updated

Accounting and financial planning are supposed to be extremely challenging. Even the smartest entrepreneur would find accounting to be cumbersome, critical, and complex. Even though managing finances could be an exciting aspect of operating your startup, you need to treat it as something critical that needs to be done with finesse and expertise. But startups often do not have the necessary budget for employing the services of their own accounting team. In such a situation, it is worth considering the effective use of some of the best financial planning apps to stay on top of all your finances.

These efficient financial apps would be freeing up valuable time for you to concentrate on tricks and stratagem to boost your startup and take it to a whole new level. Today money management, handling investment decisions, and sticking firmly to a budget is done easily thanks to the host of effective financial apps for startups. Let us explore some of the prolific startup finance apps.

Startup Financial Model

Startup Financial Model actually is supposed to be an effective one-stop-solution for generating comprehensive investor return summary, balance sheet, income statement, cash flows, post-money, and pre-money valuation, analysis of customer lifetime value and some other financial statements for raising funds and operating a startup. The Startup Financial Model seems to be an upgrade on the conventional business plan. The model seems to have a simple and intuitive interface and allows you to create a comprehensive multi-sheet financial planning model for your business within an hour or so and is known to include, as well as, connect practically everything right from staffing to sales. You could avail a 7-day free trial offer before making any commitments.

Mint

Mint has been rightly acknowledged as the top freeway for managing money, especially for startups. Mint has proven to be pretty impressive over the years. The interface is quite similar to YouTube. Mint never fails to amaze and helps in bringing all your existing financial accounts together via the Internet. Mint would be too happy to categorize your transactions automatically, allow you to set your own budget, and provide you the assistance and support to achieve your unique financial goals and aspirations. You could now easily have access to your transactions and balances together on your mobile phone or the web. In this context, you may browse debt consolidation reviews to learn more about financing solutions.

As per https://www.forbes.com, “Mint regularly offers suggestions for credit card offers and other services that help users save money. The Intuit MintLife blog at mint.com offers a host of advice to help readers improve their finances and money mindset.”

FreshBooks

Those entrepreneurs, who are supposed to be tech savvy and pretty comfortable with cloud computing, would love FreshBooks. This is a competent time tracking and online invoicing service that would help you save valuable time and also, make you look like a thorough professional just like the already established and reputed companies. FreshBooks is popular cloud-based accounting software that could be used for boosting your startup as owners are allowed to go ahead and track time, invoice clients, and operate their startups in the cloud.

Xero

Cloud-based accounting platform has become a reality because of versatile platforms such as Xero. This is supposed to be an effective online accounting software that allows you to receive real-time access to all your cash flows, generate professional recurring invoices, go on importing and categorizing your latest banking, PayPal, and credit card transactions and you could now successfully create and send customized purchase orders in a seamless way. This platform is accompanied by more than 700 tools that would be helping you manage efficiently all your core startup financial transactions, investment management, and payroll management. You could avail the offer of a 30-day free trial and then accordingly choose a specific plan for fitting your unique requirements better.

Freeagent

Freeagent is supposed to be competent accounting software that has been designed with a major focus on freelancers, startups, and small businesses. The accounting software online allows you to effectively manage all your expenses, invoices, tax, and projects from one place. This app stands out from the rest because of its incredibly simple price structure. You could get everything limitless at just 10 USD every month and you may avail a 30-day trial period.

Bill.com

Bill.com helps you in automating all your financial transactions. It has been designed with the intention of working seamlessly with Xero, QuickBooks, and numerous other accounting tools. Today thanks to Bill-com you could be automating the way you actually pay your bills, get paid and send invoices as much as 3 times faster.

AceMoney

While AceMoney does not boast of incredible features, we know that even the first time users would never go wrong with AceMoney. This is simply because this finance software is tremendously intuitive and really easy for navigating. AceMoney actually offers some crucial features like the ability to examine your cash flow, assess your spending habits and managing your mortgage.

Wave

Wave boasts of 2 million users across the globe and is specially designed for freelancers, consultants, startups, SMEs, and contractors. Entrepreneurs like and are impressed by the receipt-scanning tool that saves time and has some accounting and invoicing features. Wave is a great financial app that helps startup owners to collaborate with their advisors or business partners in real time. Wave could be available across the mobile and online platforms and could easily be synchronized over the Worldwide Web.

Pulse

Pulse is supposed to be a web application for cash flow management and has been particularly designed for startups and small business enterprises for monitoring expenses and making much-improved and well-informed business decisions via forecasting the cash flow. This could be an incredibly amazing option for people who are not enthusiastic or passionate about accounting but require something more advanced as compared to Excel for keeping constant track of all your financial transactions. Now your team members could easily make the necessary edits and compile notes. This app offers a free trial of 30 days.         

Conclusion

You must not undermine the pivotal role played by the above-discussed cutting-edge financial apps. They are responsible for managing your money and soon, you would see the actual difference they would be making to your business. These apps could help you in managing your startups well.

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