Discover the Top 10 Saving and Loans Companies in Ghana 2024. Explore rankings, comprehensive reviews, and the latest updates on leading financial institutions in the country.
Top 10 Saving and Loans Companies in Ghana 2024
1.Pan-African Savings and Loans Company Limited
ABOUT US:-Pan-African is recognized for excellence as a leading Savings and Loans institution in Ghana.Since 2008, Pan-African Savings and Loans Company Ltd has successfully delivered innovative products and services to the market and has won several awards, including: Best Microfinance Project/Institution of the year – 2011 (African Bankers’ Award), Innovative use of Technology – 2011 (Hanson Wade Awards), Member of Ghana Club 100 (GC100) 2015 edition and Financial Inclusion in Africa 2016 for the Ecobank Microfinance Team.
SERVICE:-Corporate Savings Account
Corporate Investment Account
Micro Plus Loan
SME Fixed Asset Loan
E-Business & Remittance
Solidarity Group Loan
SME Fixed Asset Loan
ADRESS:No. 19 Mayor Rd, Accra, Ghana
Phone+233 57 555 7777
WEB:- https://www.panafricansl.com/
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2.Abi-Jo savings and loans company limited
ABOUT US:-It’s a company formed by Joel et al to help one save and have more at the end of the semester! We believe little drop of water makes a mighty ocean. ABi-Jo is a Savings and Loans Company founded in 2018. It’s a Non- Bank Financial institution 2008, (Act 774) to provide financial services to the public. It takes deposits and give out loans and provide other services like other banks. At Abi-Jo, products and services are structured to enable customers enjoy the benefits of one-stop financial solutions. These financial solutions are anchored on the core values of the Company, which are integrity, customer focus, service, creativity and accountability.
SERVICE:-Micro Plus Loan
SME Fixed Asset Loan
E-Business & RemittanceSolidarity Group Loan
SME Fixed Asset Loan
ADRESS:-Accra, Ghana
WEB:- https://abiinational.net/
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3.Izwe Savings & Loans Kotobabi
ABOUT US:-Your future is coming. As your trusted financial solutions partner, we’re here to help you prepare for it.Our financial solutions promise to:-Make it simple to get financial assistance when you need it.Make it easy for you to save and invest to grow your moneyMake it happen, apply for a purpose-based Personal Loan for government employees (e.g: employees of Government, Ghana Police Services, Ghana Army, Ghana Revenue Authority, UDS and KNUST).Get a loan against your car, while still driving it – anyone can applyEarn top interest on your money when you save with a Personal Savings AccountInvest to grow your money for a fixed period and secure a fixed interest rate Save smartly and transact securely with a Cash and Transact Account
SERVICE:-Personal Savings Overview
Loans Overview
Savings Plus Cheque Account
iVest Personal Investment Account
ADRESS:-Maestro Plaza, Kotobabi Rd, Accra, Ghana
Phone+233 30 220 8222
WEB:- https://www.izweghana.com/
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4.Equity Savings and Loans Ltd
ABOUT US:-Equity Savings & Loans (ESL) is a limited liability company registered at the Registrar General’s Department. We are licensed by the Bank of Ghana to operate as a Savings and Loans Company in Ghana. Equity is one of the strongest and fastest growing companies in the Ghanaian financial industry. This is indicated by the steady growth in our clientele base and the continuous increase in the number of enquires and interest expressed by prospective clients
SERVICE:-Corporate Savings Account
Corporate Investment Account
Micro Plus Loan
SME Fixed Asset Loan
E-Business & Remittance
ADRESS:-New Town Rd, Accra, Ghana
WEB:-www.equalitygh.com
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5.Best Point Savings & Loan H/Q
ABOUT US:-Best Point Savings and Loans Ltd (BPSL) is a wholly owned Ghanaian Company incorporated under the Companies Act 1963 (Act 179) on September 4th 2012. It was originally incorporated as Lucky Savings and Loans Limited but had the name changed on January 29th, 2013. It was issued with a Certificate to Commence Business on October 8th 2013.BPSL is licensed by Bank of Ghana to provide savings and loans services in accordance with the Non-Bank Financial Institutions Act, 2008 (Act 774). The license was issued on December 2nd, 2013.
SERVICE:-Western Union Money Transfer
MoneyGram
Vigo
AirtelTigo Money
MTN Mobile Money
ADRESS:-Nsawam Road, Accra,Ghana
WEB:-www.bestpointgh.com
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6.Opportunity International Head Office
ABOUT US:-Opportunity International Savings and Loans Limited, (OISL) is a leading savings and loans company in Ghana. OISL is at the forefront of delivering transformational financial services to help transform the lives of clients. It was licensed by the Bank of Ghana in June 2004. OISL is a subsidiary of Opportunity International – A global institution dedicated to helping clients transform out of poverty. It operates in 23 countries across the globe serving nearly 10 million clients with micro loans, savings, micro insurance and non-financial services. The global office is based in Chicago, USA.Since the inception of OISL, it has focused its key activities on the marginalized, the poor and those who are excluded from mainstream banking. It operates a business model that is not only transformational, but also profitable, sustainable and very fast growing. It places a premium on understanding the needs of its clients and their capacity.OISL provides sound financial education and support to lending while promoting a savings culture by offering innovative deposit products. It assists micro, small and medium size businesses, which form the backbone of most developing economies.As of December 2020, the institution had about 579,448 clients of which 40,797 were loan clients. Loan portfolio was GHS 149.2 million and client deposit balances were GHS 225 million. With a total asset of GHS 313.5 million and shareholders net worth of GHS 46 million, this makes Opportunity International one of the largest savings and loans companies in the country.Over the last three years, the institution scooped 27 prestigious awards including The Savings and Loans Company of the Year from the Chartered Institute Marketing Ghana (CIMG) and Ghana Business Awards.The company attributes its achievements to its embedded values coupled with the highly trained, committed and skilled employees. It makes significant investment in the training and professional development of its staff. Also, it provides a friendly and an enabling environment for its staff to thrive and achieve both personal and institutional goals. OISL derives its sustainable competitive advantage through its quality staff.
SERVICE:-Remittance Services
Saving
Loans
ADRESS:-D765/3 Kwame Nkrumah Ave, Accra, Ghana
Phone+233 30 261 0000
WEB:-www.opportunity.com
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7.First Ghana Savings and Loans Ltd
ABOUT US:-The beginning of what is now the State Interests and Governance Authority, SIGA is traceable to the State Enterprise Secretariat (SES), which was incorporated in 1965 under a Legislative Instrument (L.I. 47).The core mandate of the State Enterprise Secretariat was to promote within the framework of Government policy, the efficient and profitable operations of Statutory Corporations engaged in trade and industry.
SERVICE:-Performance Monitoring And Evaluation
Governance, Risk & Compliance
Investment & Divestment
Finance, Fiscal Risk And Debt Management
Corporate Affairs, HR & Administration
Legal
ADRESS:-Asafoatse Akpah Ln, Accra, Ghana
Phone+233 30 220 0853
WEB:-www.first-ghana.com
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8.SIC Life Savings & Loans
ABOUT US:-SIC Life Savings & Loans Company Ltd (SICLife S & L), formerly SICLife Trust Finance Limited, was licensed by Bank of Ghana under the Banking Act, 2004 (Act 673) on 27th July 2010 to operate the business of a FINANCE HOUSE. The Company received the licence to operate as a Savings and Loans on 15th July 2015.SIC Life S & L is a wholly owned subsidiary of SIC Life Company Limited, Ghana’s leading Life Insurance Company. In the short to medium term, the strategic priority of the company is to become a highly profitable non-bank financial institution that is able to deliver sustainable returns to our shareholders by offering high quality and innovative products and services with competitive interest.
SERVICE:-Asset finnance
Loan product
Account product
ADRESS:-GA-105-4130, Adjaben Rd, Ghana
Phone+233 57 773 7826
WEB:-siclifesl.co.gh
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9.Bond Savings & Loans Ltd.
ABOUT US:-It’s a company formed by Joel et al to help one save and have more at the end of the semester! We believe little drop of water makes a mighty ocean. ABi-Jo is a Savings and Loans Company founded in 2018. It’s a Non- Bank Financial institution 2008, (Act 774) to provide financial services to the public. It takes deposits and give out loans and provide other services like other banks. At Abi-Jo, products and services are structured to enable customers enjoy the benefits of one-stop financial solutions. These financial solutions are anchored on the core values of the Company, which are integrity, customer focus, service, creativity and accountability.
SERVICE:-Banking Services
Investments
Loans
e-Banking
ADRESS:-Nyemitei Street, Accra, Ghana
Phone+233 54 431 4705
WEB:-www.bond.com.gh
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10.GHANA ASSOCIATION FOR SAVINGS AND LOANS COMPANIES
ABOUT US:-GHASALC is an association of all Savings and Loans Companies registered under the laws of Ghana and also licensed by Bank of Ghana. It was registered and also obtained a certificate to commence business in the year 2008 as a company limited by guarantee and not having any share capital and also shall be a non-profit making institution.Savings and Loans Companies being a little different from other actors in the Micro-finance sector felt that there was the need for specific issues to be addressed on a different platform. This concern could only become a reality if they come together to have a louder voice in the dialogue with other stakeholders in the financial sector in Ghana
SERVICE:-Remittance Services
Saving
Loans
ADRESS:-GHAMFIN house Ashongman,
- O. Box AH 1392, Achimota, Accra, Ghana
Phone(+233) 0508430523
WEB:-www.ghasal–ghasalc.com
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